Thinking About the Slurry Wall on 9/11

It’s 13 years since that beautiful sky-blue September day when our world changed.

Consider the parallelism. Today, as we remember the terrorist attack 13 years ago, we begin another “war” against yet other group of Sunni terrorists. Mr. Obama, who was elected in 2008 to get us out of wars in the Middle East, has us on track to lead another “coalition of the willing” into the ME. The purpose of this crusade sounds depressingly familiar: To blunt the threat of another attack on the Homeland, despite little evidence that an attack is possible or imminent. And we do this because the people who face a direct ISIS threat can’t (or won’t) handle it for themselves.

The rise of ISIS is in part a consequence of US policy in the ME. Our war in Iraq and the subsequent 8 years of Iraqi internal political squabble have left many Sunnis in Iraq willing to support any challenge to the Shia central government. And now, 13 years after 9/11, we’re again strapping on our weapons and heading into war.

So today, let’s talk about the slurry wall at the World Trade Center. The Wrongologist took this photo in July, 2014 of the portion of the slurry wall that remains exposed in the Foundation Hall of the National September 11 Memorial Museum:

WTC Slurry Wall

The slurry wall is the outer wall of what WTC engineers called the “Bathtub” in the 1960’s:

The bathtub is the 9-block area of the World Trade Center site that is excavated down to bedrock…and ringed by the slurry wall. The bathtub was created to enable the building of the Twin Towers’ foundations, and was ultimately filled with seven stories of basements housing the parking garage, mall, and building services.

Except that this bathtub kept water out of the 70’ deep basement. The ground water level at the WTC site is just a few feet below the surface, while bedrock is about 70 feet below the surface. Creating the bathtub required first building a 7-story dam below the water level of the adjacent Hudson River – that was the slurry wall.

After the 9/11 attack, the concern was that the slurry wall would fail. A breach in the wall and a flooding of the bathtub might have also flooded other adjacent below-grade structures, such as the PATH tunnels that passed through the bathtub. The NY subway, built below the PATH tubes could also have flooded with a breach of the wall.

On 9/11, most of the central portion of the wall’s south side (bordering Liberty Street) had moved inward by more than 10 inches. But, it held. According to the New York Times, George Tamaro, a former staff engineer at the Port Authority of New York and New Jersey, who was closely involved with the construction of the trade center, believes: (brackets by the Wrongologist)

[The slurry wall construction]…may have helped prevent the Hudson River from flooding parts of Lower Manhattan

According to Tamaro’s report on the aftermath of the attack, the PATH tunnels in Jersey City, New Jersey, at the Exchange Place Station, were 5 feet lower in elevation than at the WTC PATH Station. Exchange Place became a sump for fire water, river water, and broken water mains discharging into the bathtub. But the slurry wall held.

Looking up at the exposed portion of the slurry wall in Foundation Hall, one can’t help but be thankful for the work of engineers and construction workers back in the sixties who built the bathtub, and the engineers and firefighters who stabilized the walls after 9/11. Since the attack, that unseen wall is now a symbol of the resilience of both New Yorkers and America.

But the world has spun off its normal axis since September 11, 2001. Isn’t it interesting that 9/11 was supposed to be about America striking back against a foreign enemy of freedom. Yet in the process of attempting to win the “War on Terror”, American citizens have given up a significant part of their personal freedoms. And just this month, we are starting to have a national discussion about how, since 9/11, the US Department of Homeland Security has transformed our local police into a paramilitary force. For example, the Los Angles School District Police got a MRAP (mine resistant vehicle) and 3 grenade launchers.

Schools need grenade launchers now? James Madison said in 1787:

A standing military force, with an overgrown Executive will not long be safe companions to liberty. The means of defense against foreign danger have been always the instruments of tyranny at home…

Today, Americans own enormous numbers of weapons. Pew Research reports that the number of guns in the US is between 270 and 310 million, or roughly one for each of us. But, estimates are that about 37% of us actually own all the weapons.

So, today on the 13th anniversary of 9/11, we need to ask each other: What are we to make of a country in which:
• Local police are militarizing
• Citizens continue to arm themselves
• The federal government tramples on our Bill of Rights

Let’s think about what has been won and lost so far in the War on Terror. And let’s think about what remains of our social fabric. Is it as strong as that slurry wall? Will it hold when attacked? Do we still have that same problem-solving genius that built a slurry wall that was strong enough to survive attack?

Is America still built to last?

 

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Labor Day Weekend 2014

Labor Day 2014:

COW Labor Day III

 

(Sunday Cartoon Blogging will return in earnest next Sunday)

We pause once a year on the first Monday in September to commemorate Labor Day, a celebration of (and by) the American worker. Sadly, we live to work and we work to live, and we complain about it all week.Our real national pastime is bitching about our salaries and our jerk bosses. Here are a few Labor Day songs that are not part of the typical songs you associate with Labor Day.

And before you ask, “Where’s ‘Take This Job and Shove It’”? That’s an ANTI-work song. Despite the Wrongologist’s support for the sentiment, it doesn’t qualify. Remember, wealth does not create labor, labor creates wealth.

So, play ‘em loud, even if you’re in your cubicle.

First, here is “Salt of the Earth” by the Rolling Stones, written by Keith Richards and Mick Jagger. It was on Beggar’s Banquet:

https://www.youtube.com/watch?v=0ZGPcRyyvc0

The first stanza is the one you remember, but the 4th and 5th are the Wrongologist’s favorites:
Raise your glass to the hard working people
Let’s drink to the uncounted heads
Let’s think of the wavering millions
Who need leaders but get gamblers instead

Spare a thought for the stay-at-home voter
His empty eyes gaze at strange beauty shows
And a parade of the gray suited grafters
A choice of cancer or polio

Next, “Bright Future in Sales” by Fountains of Wayne, recorded in Chicago in 2009:

Best line:

I got a new computer
And a bright future in sales

Next, “Working for the weekend” by the Canadian band Loverboy. This performance is from 1986:

Technically, now that it’s 2014, the difference is that Everybody is Working ON the weekend.

Here is “Factory” by Bruce Springsteen and the E Street Band on 10/2/09 at Giants Stadium.

Factory is a simple 3 stanza song. The meditation on labor isn’t simple though:

Through the mansions of fear, through the mansions of pain,
I see my daddy walking through them factory gates in the rain,
Factory takes his hearing, factory gives him life,
The working, the working, just the working life.

We close with “Working Class Hero” by John Lennon. This was on his first post-Beatles album in 1970, John Lennon/Plastic Ono Band. Since the song contains the F-word, many radio stations banned it. The Georgetown University student station, WGTB was investigated by the FCC for playing the song after a Congressman filed a complaint. The station manager, under threat of a $10,000 fine and a year in prison, replied:

The people of Washington are sophisticated enough to accept the occasional four-letter word in context and not become sexually aroused, offended, or upset.

The history of WGTB, a radical-liberal student station inside a conservative, Jesuit university was a great example of the 1970’s counterculture wars. You can read about it here. Now, the video:

The lyric tells the story of growing up to be middle class, back when middle class wasn’t working class:

There’s room at the top they are telling you still
But first you must learn how to smile as you kill
If you want to be like the folks on the hill

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It’s Just A Suggestion, But…

Would Gun Insurance Help?

Not insurance that pays to replace stolen firearms, but liability insurance for the damage that is done by firearms. Over the past few days, there have been many suggestions about mandating such insurance as a way of:

  • Paying for the damages done by people irresponsibly using (storing, playing with, or loaning) their guns
  • Reducing gun ownership by increasing the costs associated with it

Can we agree that guns as weapons are inherently dangerous to society? Can we agree that gun owners should bear the risk and true social costs of gun ownership?

Suggestion: Require both owners and sellers to purchase liability
insurance that is underwritten by private insurance companies according to the relative risk of the gun or the buyer. As John Wasik writes in Forbes:

When you buy a car, your insurer underwrites the risk according to your age, driving/arrest/ticket record, type of car, amount of use and other factors. A teenage driver behind the wheel of a Porsche is going to pay a lot more than a 50-year-old house wife. A driver with DUI convictions may not get insurance at all. Like vehicles, you should be required to have a policy before you even applied for a gun permit. Every seller would have to follow this rule before making a transaction.

This is where we take social economics beyond theory. Actuaries would work to understand which buyers/guns are most at risk to commit a gun crime, or to be used in a gun crime. Gun owners/buyers would then be underwritten according to age, mental health and place of residence, credit/bankruptcy record and/or marital status, whatever causal criteria turn out to be the most relevant.

Insurance companies have mountains of data and know how to use it to price policies, or in industry parlance, to reduce the risk/loss ratio. Wasik continues:

Who pays the least for gun insurance would be least likely to commit a crime with it. An 80-year-old married woman in Fort Lauderdale would get a great rate. A 20-year-old in inner-city Chicago wouldn’t be able to afford it. A 32-year-old man with a record of drunk driving and domestic violence would have a similar problem.

Moreover, the market would over time, become very efficient at weighing these risks, since insurers specialize in figuring out the odds of something going wrong and charging the appropriate amount for the risk.

And there’s a good argument that the damage caused by firearms gives the government a “compelling interest” to require insurance, the basic test for infringing the constitutional rights of our 2nd Amendment lovers.

If it seems like requiring insurance might be too expensive, remember that the social cost is already expensive: We pay a huge cost for firearms injuries, says the National Center for Biotechnology Information, a part of NIH. According to their study, most injuries are paid for with public funds. Mandatory insurance would shift that cost from a public tax burden to a private insurance burden borne by gunowners. Quoting from the conclusion of the referenced study:

96 % of the patients in this report had their costs of care covered by the government, because they had no primary insurance coverage.

There could be a possibility of lower taxes down the road, if medical costs paid by the government come down; the taxes needed to pay those medical costs could come down too.

Given that gun violence kills more than 30,000 Americans annually, it is harmful not only to our well being, but our economy, so using economic disincentives to moderate their use makes sense.

If you think that the idea of mandatory insurance is onerous, think again:

You can’t finance a home mortgage without homeowner’s and title insurance. If you haven’t got title insurance and are interested in getting some advice about it, you could contact an insurer like Bay Title Company for example to see what help they could give you. Insurance is needed for just about anything. Want to own a car? Most states require liability insurance. You can’t employ someone in most states without worker’s compensation or unemployment insurance.

The advantages of mandatory gun insurance include the following:

  • Responsibility is placed on the gun owner: The law would require firearm owners to take responsibility for their firearms. Insurance separates responsible firearm owners from irresponsible ones
  • Control remains in the private sector: Private firms will vet the buyer for proper acquisition of firearms, not the Government
  • 2nd Amendment rights are protected: Anyone can purchase firearms as long as they can get insured
  • Promotes registering of existing weapons: Unregistered weapons will not be insured so the owners will not be able to buy ammo for those guns
  • Those who are injured: Will receive some recompense for their injury

What about the economic burden on gun owners?

If the insurance is required by the gun, the cost may prevent some people from buying them. A buyer in the middle class or higher could easily afford insurance on multiple weapons. If insurance was required for each gun registered, it might discourage multiple purchases by high risk owners. It may make people more responsible when they store their guns: Stolen guns had better be from a broken-into gun safe or your policy renewal will be a lot more expensive; the same would probably happen to your rates if little Billy finds a loaded gun in the desk drawer and shoots his friend with it.

It probably means that poorer people won’t be able to afford the insurance, so it probably will not dramatically affect gun violence (or coverage for same) in inner cities. We know that people take the chance of driving without insurance all the time and it’s a lot easier for someone to hide an uninsured gun than to drive an uninsured automobile.

But, will it work?

Insurers underwrite risk: casualty loss, liability, health, auto, home and life insurance. If you’re looking into life insurance you’ll want to make sure you research as much as possible or get expert advice so you know the policy you’re going with is the best suited one for you. For those of you in Canada, the most trusted comparison site is arguably PolicyMe.com so that might be the place to start. For American citizens, there are similar comparison sites that you could use. I always think these are the best way to view prices. One thing to remember is that Affordable Life USA offers great Mortage Life Insurance. Just make sure you do your research before accepting the first quote. With gun insurance, instead of charging the highest premiums for overweight smokers, alcoholics with bad driving records and dangerous hobbies, the most expensive gun policies will be priced for those who are younger with histories of mental illness, divorce, criminal records or severe financial difficulties. Or, the highest prices will be for the kinds of weapons that kill the most people the quickest: A shotgun owner who has hunted for years without incident would pay far less than a first-time owner purchasing a semi-automatic.

People would have a financial disincentive to purchase the most risky firearms. They would have a financial incentive to attend gun safety classes and use trigger locks. Using insurance to drive outcomes instead of attempting to enforce widespread bans and confiscation may result in much of the behavior we seek, without another festering, divisive issue draining our society.

Requiring insurance will simply add the already known social costs to the actual manufacturing costs of a weapon. If the social costs go higher, price of owning a weapon will be higher; if the social costs go down, so will insurance costs.

The market will decide what the fair price will be.

Insurance can be used to effectively price the risk and costs of social harm. This idea falls short of immediately getting rid of the most dangerous weapons and it will not prevent the next Newtown, but we have to start somewhere.

The Constitution was ratified in 1789. We are the Founders now. These are our problems and we must come up with our own solutions. The 2nd Amendment does not fit perfectly with current circumstances. Gun ownership has become a bigger problem than any of the problems it was meant to solve. The British are NOT coming; Indians no longer threaten your little fort.

Buy insurance for each gun, or turn the gun in.

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